Terms of Use
Last updated: October 30, 2026
These terms apply when you use this website, our chat or our text messages. By using them, you agree to these terms. If you do not agree, please do not use them.
About us and this website
This website is run by Solaris Insurance LLC, Florida insurance license #W700802. We operate online only.
This website gives general information about life insurance and a way to contact us. Nothing on this website is an offer of insurance, a quote or personal advice. Whether you can get coverage, and at what price, is decided by the insurance company after it reviews your application.
Who can use this website
You must be at least 18 years old. Our services are offered to residents of Florida only.
Our chat
Our chat may be answered first by an automated assistant. Its answers can be incomplete or wrong, so do not rely on them alone to make a decision. A licensed agent will confirm the details of any quote or policy with you. Chats are saved, as explained in our Privacy Policy.
Only share information about yourself, or about someone else if you have their permission.
Text messages
If you agree to receive text messages from us, we will send you messages about your insurance request. Agreeing is optional and is not required to buy anything.
- Message frequency varies.
- Message and data rates may apply.
- Reply STOP at any time to stop receiving messages. We may send one message to confirm.
- Reply HELP for help, or email us at info@solarisinsurance.org.
- Mobile carriers are not responsible for delayed or undelivered messages.
Our Privacy Policy explains how we handle your phone number and messages.
Insurance company names and logos
Insurance company names and logos shown on this website belong to their owners. Showing them does not mean that those companies own, run or endorse this website. Products and prices depend on the insurance company and may not be available to everyone.
Using this website
Please do not:
- break the law or use this website to mislead others;
- try to disrupt, overload or get unauthorized access to this website or our chat;
- copy our content for commercial use without our permission.
Our content
The text, images and design of this website belong to us or to those who gave us permission to use them.
No guarantees
We try to keep this website accurate and available, but we provide it "as is". We do not promise that it will always be available, error-free or up to date.
Limitation of liability
To the extent Florida law allows, we are not liable for indirect or consequential losses caused by your use of this website or our chat. Nothing in these terms limits rights you have under law that cannot be limited.
Governing law
These terms are governed by the laws of the State of Florida.
Changes to these terms
We may update these terms. When we do, we will change the date at the top of this page.
Contact us
Questions about these terms? Email info@solarisinsurance.org or call +1 229-363-8881.